📑 Terms & Conditions — The Health Experts
Effective Date: 9/15/2025]
Welcome to The Health Experts. By accessing or using our website, you agree to these Terms & Conditions. Please read them carefully.
1. Use of Our Website
- You may use our website for personal, non-commercial purposes related to learning about or enrolling in insurance services.
- You agree not to misuse the site, attempt unauthorized access, or interfere with its functionality.
2. Insurance Services Disclaimer
- The Health Experts provides insurance information, quotes, and enrollment assistance.
- We are not responsible for final decisions made by insurance carriers, underwriting results, or changes in policy terms.
- All insurance products are subject to approval and availability by licensed carriers.
3. Accuracy of Information
- We strive to provide accurate, up-to-date information.
- However, we make no guarantee that all content on the site is free from errors or omissions.
4. SMS Messaging Consent
- By providing your phone number and opting in, you agree to receive SMS updates regarding appointments, enrollment, and service reminders.
- Message and data rates may apply.
- You may opt-out anytime by replying STOP.
- SMS consent is not shared with third parties.
5. Limitation of Liability
- The Health Experts is not liable for any damages arising from the use of this website or reliance on its content.
- Users are responsible for verifying insurance coverage details directly with carriers.
6. Intellectual Property
- All text, graphics, and content on this website are the property of The Health Experts.
- You may not copy, reproduce, or distribute any materials without prior written consent.
7. Changes to Terms
- We reserve the right to update these Terms & Conditions at any time.
- Updates will be posted on this page with a new effective date.
8. Contact Us
For questions regarding these Terms & Conditions, please contact us:
📞 1-866-379-4652 or 505-900-7760
📧 adrian@thehealthxprt.com