📑 Terms & Conditions — The Health Experts

Effective Date: 9/15/2025]

Welcome to The Health Experts. By accessing or using our website, you agree to these Terms & Conditions. Please read them carefully.

• You may use our website for personal, non-commercial purposes related to learning about or enrolling in insurance services.
   
• You agree not to misuse the site, attempt unauthorized access, or interfere with its functionality.
   

• The Health Experts provides insurance information, quotes, and enrollment assistance.
   
• We are not responsible for final decisions made by insurance carriers, underwriting results, or changes in policy terms.
   
• All insurance products are subject to approval and availability by licensed carriers.
   

• We strive to provide accurate, up-to-date information.
   
• However, we make no guarantee that all content on the site is free from errors or omissions.
   

1. SMS Messaging Consent

By opting in through our website form or another consent method, you agree to receive text messages from The Health Experts about appointment scheduling and reminders, enrollment updates, requested insurance information, and customer service.

Message frequency varies. Message and data rates may apply. Consent to receive text messages is optional and is not a condition of purchasing insurance or receiving services.

Reply STOP at any time to unsubscribe. You will receive a confirmation message, and no further SMS messages will be sent unless you opt in again.

Reply HELP for assistance, call 505-900-7760, or email adrian@thehealthxprt.com.

SMS opt-in information and consent are not shared with third parties or affiliates for marketing purposes.

Privacy Policy: https://thehealthxprt.com/privacy-policy
 

• The Health Experts is not liable for any damages arising from the use of this website or reliance on its content.
   
• Users are responsible for verifying insurance coverage details directly with carriers.
   

• All text, graphics, and content on this website are the property of The Health Experts.
   
• You may not copy, reproduce, or distribute any materials without prior written consent.
   

• We reserve the right to update these Terms & Conditions at any time.
   
• Updates will be posted on this page with a new effective date.
   

For questions regarding these Terms & Conditions, please contact us:
📞 1-866-379-4652 or 505-900-7760
📧 adrian@thehealthxprt.com